How Much Could You Borrow?

A quick estimate based on your income and existing obligations — useful for narrowing a shortlist before you approach a lender.

Monthly Income (Net)

₹

Existing Monthly EMIs

₹

Income Committed to EMI %

Interest Rate % p.a.

Loan Tenure yrs

Estimated Eligible Loan

Max Affordable EMI
Monthly Income
Existing EMIs

Speak with an Advisor

Indicative only, not a loan offer or eligibility guarantee. Actual eligibility is determined by the lender based on credit history, employment type and their own underwriting policy.

More Tools

Other Calculators

EMI Calculator

Estimate your monthly loan instalment from the loan amount, interest rate and tenure.

All-in-Cost Calculator

See the full cost of a purchase — stamp duty, registration, GST and other charges included.